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Whether you’re seeking retirement bliss or remote work opportunities, the cruise ship life can be an exciting and fulfilling choice for those ready to embark on their own personal sea adventure. Living on a cruise ship full-time can be a cost-effective choice, as the initial cost covers your accommodation and meals. However, it’s important to note that there are additional expenses to consider. There’s an abundance of opportunities for social interaction and a strong sense of community. Passengers onboard the MV Gemini, for example, can choose to share cabins with other travelers through a matchmaking scheme, fostering connections and friendships.
World Cruises
Exploring different options for long-term residential living at sea requires careful consideration of budget and practicality. While the idea of living on a cruise ship may seem like a dream come true for those seeking adventure and freedom, it is important to understand the logistics and financial considerations involved. One of the key factors to consider is the cost of purchasing a residential cabin on a cruise ship.

Look for Busy Departure Ports for Cheaper Options
Feel free to explore its various dining options or catch some performances at the theater – variety is indeed the spice of life when staying onboard. Additionally, staying healthy while living on a cruise ship requires careful attention to hygiene and avoiding exposure to contagious illnesses. Overall, while living on a cruise ship permanently can be a unique and cost-effective option, it’s important to carefully consider all logistics and health considerations before making the decision. As a main takeaway, living on a cruise ship will be more expensive than how you live your everyday life now. That’s because most cruise ships are designed for short-term vacations and high turnovers, which forms the basis for their prices. The other cruise ships are projected to set sail in 2023 to 2026 and will hopefully provide additional affordable permanent cruise living options.
Retiring on a residential ship
So if you were planning to spend 20 years in retirement, you could spend $1.54 million to live on a cruise ship. Tips for the staff, excursions at ports of call, and premium dining options will all add up. Additionally, if you require medical care onboard, it may come with an extra cost.
Convenient Port Canaveral “Park & Cruise” Hotels
Certainly, you’re surrounded by the ocean’s breathtaking views and sunsets while enjoying top-notch facilities. If you truly plan to retire at sea, you'll need to rehome your animal friends. If you can't live without a furry companion, a permanent residence at sea might not be for you. Frequent cruisers receive other perks, such as free Wi-Fi or laundry, complimentary specialty dining and onboard credit to use toward higher priced expenditures on the ship. If you've done the math, and think the finances will work out, you'll want to reach out to your favorite cruise line or a travel agent who specializes in extended cruise travel.
We’ll also assume that you’re going to live on board with one other person, such as your spouse. Even so, the lower-priced interior and oceanview cabins should be a must if you want to keep your budget low. Instead, looking at oceanview and interior cabins is going to give you the most bang for the buck and keep you within budget. Now, keep in mind that you can find cruises where you can sail in a balcony cabin for under $100.
Plus, if you’re working, it can make it tough to stay focused and stay on task while cruising. Make sure you also think about any monthly bills that you’ll still be responsible for while at sea. When choosing a cruise residence, you can also look for ships that are built for your purposes.
Staying Healthy and Fit
Have you ever dreamed of life on a cruise ship, spending your days coasting with the motion of the ocean and watching the sun set on the horizon each evening? They take up residence on cruise ships by booking consecutive cruises for months and years on end. In this article, we’ll outline how much it actually costs to live on a cruise ship. According to CruiseFever, a website that provides statistics about the ocean cruise industry, the average person spent approximately $237 per day aboard a cruise ship in 2022. This included the ticket price and onboard spending for food, entertainment and miscellaneous purchases. Based on that number, the average cost of living aboard a cruise ship year-round would total a little more than $77,000 for retirees taking a nomadic approach.
Hotels With Cruise Shuttles For Every Major Port in America
Is Permanently Living on a Cruise Ship Cheaper Than Your Mortgage? - Reader's Digest
Is Permanently Living on a Cruise Ship Cheaper Than Your Mortgage?.
Posted: Mon, 11 Mar 2024 07:00:00 GMT [source]
Some people are crazy about loyalty to one cruise line or another and for good reason. If you were to compare it to an airport, sailing out of Miami is like flying out of Atlanta or LAX. Due to the limited size of cabins and common areas, residents must downsize their belongings or consider renting storage space. Morton Jablin has no regrets and offers advice to those who wish to follow in his unique retirement footsteps. However, if you have a partner to share your cabin with, the cost of a stateroom can be split between you, significantly reducing the overall costs.
The most well-known of these is The World, but there's been recent buzz about startup company Storylines and its residence ship, MV Narrative, which is set to launch in 2025. Victoria Cruises Line is also planning to turn two refurbished vessels into residential ships for long-term living, with a proposed launch in spring 2023. Shopping for Carnival's cheapest cruises on older ships, I could get the average below $50 per person per night in inside cabins and around $110 in balcony cabins, including port taxes and fees. That means your cruise fare could be as little as $18,250 per person per year.
Every cruise line will tack on port fees to the total cost of your cruise. Port fees are fees charged by the port of call to the cruise line, which they then pass onto the passengers. Port fees are charged based on the passengers, and every passenger pays the same fees. The only good thing is that this price is for at least a double occupancy cabin, which is the majority of the cabins on a cruise. So if you plan on staying with a partner and splitting the costs, you only pay half of that.
In fact, major news stories have covered retirees that have doing exactly that. Instead of having a traditional retirement, they’ve opted to instead live their golden years on a cruise ship. Two other passengers who have signed on are Sandy and Jed Hall, a pair of digital nomads and travel content creators who currently live in Raleigh, North Carolina. A view of a suite onboard the MV Gemini, which is operating a three-year live-aboard cruise.
Is this something you would consider if you had the finances to do so? Drop us an anchor below to share your thoughts on living on a cruise ship. Keep in mind that wifi is another reason to research cruise line loyalty programs. Once you reach the higher levels in the program, internet access may become free or will be offered at a discount — depending on the cruise line.
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